Terms of Use

By using the Site, or by clicking on or pressing “I accept”, “I agree” or similar verbiage during any Site registration or signup progress, you expressly acknowledge and agree that any use of the Site will be in accordance with these Terms of Use, our Privacy Policy and any other operating policies, disclaimers and community guidelines that may be posted on the Site from time to time, which together form a legally binding agreement between you and Dhumavati (the “Agreement”).

If you do not agree to be bound by these Terms of Use and the other terms of the Agreement, you may not use the Site. The Site reserves the right to modify these Terms of Use and the other terms of the Agreement at any time by posting amended versions on the Site. It is your responsibility to check the Agreement periodically for changes, and you should check the “Last Updated” dates at the top of these Terms of Use, our Privacy Policy and other site documents to familiarize yourself with the latest version of this Agreement. By continuing to access the Site after such modifications have been posted, you signify your agreement to be bound by them.

If you are using the Site on behalf of an employer or another entity, you represent and warrant that you have the authority and capacity to bind such entity to the Agreement. The Site is intended to be used only by individuals who are at least 13 years old. If you are under 13 years of age, you may not use the Site.

Violations If you believe that any content on the Site violates these Terms of Use, please notify the Site by sending us an email by clicking here. We do not guarantee that any action will be taken as a result of your email.

Our Facts, Opinions, Analyses, or Predictions May Be Wrong The content of the Site is offered for general information, discussion, and entertainment purposes only. Some of the content is unmoderated by Dhumavati and reflects the personal opinions of the posters. You should be skeptical about any information on the Site because the information may be offensive, harmful, and/or wrong.

Do Not Violate Posting or Commenting Rules; Responsibility for Your Content; and Dhumavati Content Rights

You are responsible for your own postings and agree to access and use the Site at your own risk on an “AS-IS” basis. Your postings should be truthful and accurate. You represent, warrant and covenant that you will NOT make postings that involve the following:

• Securities for sale, barter, or exchange • Harassment, defamation, threats, stalking, bullying, or violations of the legal rights of others • Illegal activities • Impersonation of any person or entity, or falsely stating or misrepresenting your affiliation with a person or entity • Infringement of another’s intellectual property of any type, including, but not limited to, trade secrets, trademarks, copyrights, patents and design rights • Obscene, vulgar, bigoted, hateful, or racially offensive language or images • Commercial advertising • Gambling, contests, chain letters, “pyramid schemes,” or “multi-level marketing” schemes • Violations of any applicable local, state, national, or international law, regulation, rule, ordinance, decree, directive or other governmental requirement in connection with your use of the Site. (This includes securities laws and regulations.) • Comments personally attacking the author of a post. • Images or other material that violate the privacy or publicity rights of a third party (for example, posting a photograph, video or recording of another individual, or using another individual’s name, likeness or voice, without his or her written consent)

Furthermore, you agree that, if a third party claims that any material you have contributed to the Site is unlawful or violates his or her rights in any way, you will bear the full burden of establishing that the material complies with all applicable laws.

You are solely responsible for any content attributable to your activities and for any harm resulting therefrom. We do not approve or endorse any of your content, and we do not control the quality of user content. We do not have any responsibility for the availability, accuracy, correctness, completeness, usefulness, reliability or timeliness of user content, and we may choose to post, refuse to post, delete, remove or modify user content at our sole discretion, without prior notice. IN ADDITION, WHILE WE MAY MONITOR AND/OR MODERATE POSTINGS AND OTHER USER CONTENT FROM TIME TO TIME, WE HAVE NO OBLIGATION TO DO SO.

WE DO NOT CLAIM OWNERSHIP OF USER CONTENT. However, by providing content to the Site through any means, you grant us.